Insurance Surveillance: What Is It and What Can Injured Victims Do About It?
Surveillance by Canadian insurance companies is a controversial issue. The practice involves insurance companies using various forms of monitoring to investigate claims made by injured victims. The aim...
View ArticleWhat Constitutes ‘Bad Faith” in Insurance Claims?
Insurance companies have a duty of good faith to their policyholders in all claims, but acting in bad faith is a serious breach of their duty to handle insurance claims. Policyholders are expected to...
View ArticleOntario’s “Secret Deductible” for Car Accident Damages
Most people are shocked to find out that Ontario insurance companies are given a $44,000 “secret deductible” when seriously injured car accident claimants are awarded pain and suffering damages. This...
View ArticleSigns Your LTD Benefits Might End
If you’ve been unable to work due to a disabling medical condition and are receiving long-term disability (LTD) benefits, you should be aware of signs that they may be coming to an end. These benefits...
View ArticleMy LTD Insurer is Treating Me Unfairly. What Should I Do?
An insurer can challenge your long-term disability (LTD) claim, from claiming you haven’t provided sufficient medical documentation to refusing your claim outright. And if the company’s adjuster on...
View ArticleUnderstanding WSIB Limitation Periods
If you’re making a Workplace Safety and Insurance Board (WSIB) claim or appeal that’s related to workplace injuries or illnesses, you should be aware of the time limitations involved. Under Ontario’s...
View ArticleThe Notice Period for Slip and Falls for Snow and Ice in Ontario
If you have been injured in a slip and fall accident as a result of snow and ice, you should be aware of the notice period for slip and fall claims in Ontario. As of January 29, 2021, section 6.1(1) of...
View ArticleIndividual vs. Group Long Term Disability Insurance
If you’ve been involved in an accident or diagnosed with a degenerative condition, you understand the financial impact a significant injury can have. Recovery can extend for months, years, or even...
View ArticleWhat NOT to do After a Car Accident
Emotions can run high in the wake of a car accident, so it’s easy to make decisions that aren’t to your advantage and can complicate matters in the long run. The steps you take are important for your...
View ArticleNavigating Winter Cycling Accidents in Ontario
As winter blankets Ontario in a layer of ice and snow, avid cyclists often find themselves confronted with unique challenges. Cycling during the colder months can be an invigorating experience, but it...
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